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We offer completely free debt management advice

 

freedom from debt is only hours away.

Why Use an IVA?

IVA is an agreement with your creditors to make a single payment based on your disposable income each month and lasts for a sensible period of time (usually 5 years).

Once you have entered in to an IVA, creditors are not allowed to add more interest or charges these are frozen once the agreement is in place.
IVA is a legally binding agreement and means that creditors are not allowed to make any changes.
Up to 85% of your debts
(subject to your situation)

How to begin an IVA

A review of your financial situation will be carried out

An insolvency practitioner will be appointed, he will make a formal written proposal to your creditors, this will contain a statement of your financial affairs and will show the payments you are able to afford and the period of time to make the payments (normally five years)

A creditors meeting will be held giving your creditors the opportunity to ask questions, some creditors may not attend the meeting, so long as you have the agreement of 75% of the value of the creditors either by the creditors attending the meeting or in writing your proposal will be come a legally binding agreement and your creditors are not allowed to contact you at all,
Once the final payment is made you will be free from debt and the remainder of your original debt is written off
PLEASE ENTER YOUR DETAILS FOR IMMEDIATE ATTENTION
FIRST NAME*
LAST NAME*
HOME PHONE*
MOBILE PHONE
EMAIL ADDRESS*
HOUSE NUMBER
POST CODE
AMOUNT OF DEBT*
BEST TIME TO CALL
ANYTHING ELSE
* REQUIRED FIELD


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